Energy Efficiency Loans

Energy Efficiency Loans

Expanding Members Options!

Here at Tri-County EMC, we take pride in upholding 7 cooperative principles. Cooperation among cooperatives is vital in our efforts to provide our members with more options and the best services possible.

ElecTel Cooperative Federal Credit Union

Tri-County EMC members are now eligible to join the ElecTel Cooperative Federal Credit Union.

The credit union provides the ability to charge lower rates for loans because they are a nonprofit cooperative. Instead of taking profits and paying stockholders, the credit union returns these profits to members as dividends or improved services.

Each member owns one share of the organization, like at Tri-County EMC.


Join ElecTel today and benefit from the services they provide:

  • Savings Accounts
  • Auto Loans
  • Free Checking Accounts
  • Secured and Unsecured Loans
  • Visa Credit and Free Debit Cards
  • Home Equity Loans/Home Loans
  • Money Market Accounts
  • Free Online Banking, Bill Pay, and eStatements
  • CDs
  • Accounts insured by NCUA up to $250,000
  • IRAs
  • Energy Efficient Loans

Becoming an ElecTel Member

All Tri-County EMC members can become ElecTel members by:

  • Completing their membership application (this can be accomplished online)
  • Submitting a minimum deposit of $1
  • Stopping by one of their physical locations in Raliegh, Hillsborough, or Wake Forest

To apply, you will need:

Remember that if you have Tri-County EMC as your electrical provider, you are not just a customer but a member! This means that you are a cooperative member and will qualify in that aspect to join ElecTel! Go to the ElecTel website to learn more about the ElecTel Cooperative Federal Credit Union and to apply!

ElecTel’s Energy Efficient Program

An advantage ElecTel provides is that they offer an Energy Efficient Loan Program! These loans are easily accessible over the phone, so you do not have to drive to the office to apply if you do not wish to!


The cooperative offers low fixed rates and up 100% purchase price financing, including taxes and installation.


The payment terms are flexible, and members can loan up to $35,000 from this program!

These energy-efficient improvements include anything from:

  • Electric heat pumps
  • Weather stripping
  • Electric/solar water heaters
  • Insulation
  • Windows
  • Doors
  • Generators
  • Other solar or energy star-related items!

Review the ElecTel Energy Efficient Loans page for more information and to apply for a loan.